Why Don’t the 3 Largest Banking Vendors Have a Loan Origination Strategy?
How is it that Fiserv, FIS and Jack Henry & Associates – the “Big 3” in the banking core vendor arena – have been unable to put together a solid suite of solutions for their clients’ loan...
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The Human Resources ‘Build or Buy’ Issue for 2018
“On applications, where it asks if you’ve ever committed a felony, I like to write in, ‘Is lying on an application a felony?’” -Guy Endore-Kaiser At two recent gatherings, Cornerstone Executive...
View ArticleThoma Bravo Acquired Ellie Mae: So What?
Wow. Just six weeks into the new year, and another monster deal is positioned to shake up the industry, this time in lending. If Fiserv’s announced acquisition of First Data wasn’t enough for you,...
View ArticleFintech Deals to Watch
“There are startups that want to destroy banks and startups that want banks to buy their software. Luckily for the banks, there are many more of the latter than the former.” –Bank Innovation If you...
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The 2019 GonzoBanker Awards
GonzoBankers, 2019 was a year of extremes. On the one hand, uncertainties about the economy and growth opportunities were constant. There is an understanding that technology and fintech are going to...
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Uncovering the Hidden Efficiencies in Loan and Deposit Operations
Addressing common loan and deposit operations process inefficiencies can help financial institutions deliver optimized value to customers and stockholders. In recent years, many financial institutions...
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2020 GonzoBanker Awards
“I learned a long time ago that reality was much weirder than anyone’s imagination.” –Hunter Thompson “This Year was brought to you by the number 2020 and the letters W, T and F” –Big Bird (more or...
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The U.S. Credit Invisibility Problem
To meaningfully solve the credit invisibility challenge, fintech companies need to enable banks and other fintech companies to change the constraints of the problem. Credit is an essential tool for...
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Consumer Lenders Still Struggle to Get With the Times
Data-driven best practices will help ensure a successful consumer lending transformation. In today’s digital-centric environment, consumers expect faster everything – and turnaround time on a loan...
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Carmageddon: The Downshifting of America’s Auto Industry
The American auto industry is on the verge of a bubble that is ready to pop. I won’t go so far as to say we are headed to a period of total stagnation where nothing moves and prices drop 50%, but...
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